Residential, Commercial Moving & Storage Glossary | H | Matco Moving Solutions
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Handling Charge

A charge normally applied at both the port of embarkation and port of debarkation to cover the physical handling of cargo.

Hardship Allowance

A continuing sum paid to an expatriate assigned to a location with hazardous living and/or working conditions.


The van operator or agent that actually performs the service of transporting the goods on his or her equipment.

Hauling Agent

The agent the hauling operator represents.

Hazard Insurance

Insurance protecting against fire, flood, wind, etc.

Hazardous Materials Handbook

A manual for van operators containing vital information on hazardous materials. Operators must be familiar with this manual if hauling this commodity.

Health Certificate

A certified statement from a physician as to the health and physical condition of an individual, often required to substantiate the need for a specific prescription drug.
A certified statement from a veterinarian as to the health, medical history, inoculation history and physical condition of a domestic pet. Normally required for entry of domestic pets into certain countries.


A person hired by the van operator or agent to assist in the loading and unloading of goods.

Hidden Defect

An imperfection or anything that limits the interest on a title that is unknown in public records. This may include forged documents, unknown heirs or marriages, etc. A hidden defect also may apply to the property itself, such as a defective electrical wiring, that may not be discovered through inspection.

Highest and Best Use

The use of a property that is most likely to produce the largest income and highest value. Opposite of Adverse Land Use.

Home Country

The homeland of an expatriate or the location from which an expatriate was transferred.

Home Leave

A visit to the home country by an expatriate while still assigned to a host country. This cost is usually reimbursed or partly reimbursed by the company, but regular vacation time is used.

Home Leave Allowance

An allowance for the costs of a home leave. This allowance may be a portion of the costs, for a specific expense, or open-ended.

Home Value

An estimate of the current market price at which a home is most likely to sell.

Home-Finding Assistance

Buyer assistance offered by a third-party that gives the buyer pertinent information about the new location.

Home-Finding Trip

A trip taken by a transferring employee to the new location to find a home.

Homeowner's Insurance Policy

A residential insurance policy that covers the house and its contents.

Host Country

The foreign location in which an expatriate resides until completion of an assignment. Also called Foreign Post.

Host Country Payment

The total salary paid to an expatriate in the host country. This amount is usually compared to the amount of the home salary. Also called Foreign Payment.

Hours of Service

The maximum legal hours a van operator may drive and work.

Household Furnishing Allowance

An amount given an expatriate to furnish the home, either partially or fully, in the event a household goods shipment was not permitted. Also called Furniture Allowance.

Household Goods (HHG)

Personal goods or property used or to be used in a home.

Household Goods Descriptive Inventory

See Inventory.

Housing Allowance

See Cost-of-Living Allowance, Allowance, and Goods and Services Differential.

Housing Differential

The paid difference between the housing costs of the host location and the home location when the former exceeds the latter.


To pledge personal or real property as security for a loan or obligation without giving it up.